Payment methods
Cards & UPI
Accept cards and UPI through one integration. OrcoPay routes each method to the providers that perform best for that rail.
Everything you need from cards & upi
Orchestrate card and UPI rails across providers while your checkout stays on a single OrcoPay contract.
- Domestic and international cards
- UPI collect and intent flows
- Method-aware routing rules
- Normalized statuses across providers
Cards & UPI
Built on OrcoPay's orchestration layer - so collection, payouts and operations stay on one contract even as you add providers.
- Uptime target
- 99.99%Uptime target
- Routing overhead
- <40msRouting overhead
- Gateway partners
- 12+Gateway partners
- Ops coverage
- 24/7Ops coverage
What you get out of the box
Practical building blocks your product, ops and finance teams can use from day one.
One checkout contract
Your app asks for card or UPI once - OrcoPay picks the right gateway underneath.
Rail-specific routing
Weight providers differently for cards vs UPI based on live success rates.
Unified callbacks
Authorized, failed and refunded look the same regardless of the underlying PSP.
Ops visibility
Break down conversion by method and provider in one analytics view.
Live in four clear steps
From setup to daily operations - without rip-and-replace.
Enable methods
Turn on cards and UPI for the merchants and corridors you support.
Map providers
Attach the gateways that should handle each method.
Tune routing
Prefer high-performing rails per method and amount band.
Monitor
Watch approval rates by method and adjust weights as needed.
Keep exploring the platform
Payment Gateway
Accept cards, UPI, wallets and net banking through a secure checkout - with OrcoPay routing every attempt to the best provider.
Payment Links
Share a link, collect a payment - ideal for invoices, remote sales and WhatsApp or email checkouts.
Payment Button
Add a simple payment button to your website or app - collect payments in minutes without building a full checkout.
Get started today
Ready to launch Cards & UPI?
Talk to sales for a walkthrough, or start building against the sandbox today.
- Easy onboarding
- Dedicated support
- API access