E-commerce
Raise checkout approvals across marketplaces and D2C brands with smart routing and instant failover.
Payment Orchestration Platform
The Payment OS ForModern Merchants
Connect multiple payment gateways through one intelligent layer. OrcoPay automatically routes, retries, and reconciles payments to help you maximize success rates and simplify payment operations.
- Smarter routing
- Instant retries
- One ledger
- Live analytics
Smart Routing Active
Real-time intelligent authorization
Payment Request
₹12,499 · UPI Payment
Processing...
ID: #ORD-9F42B7
Gateway A
Initializing...
Processing
Gateway B
Waiting...
Pending
+4.2%
Success Rate
1
Attempts
<40ms
Routing
Partners
Our Trusted Payment Gateway Partners
Industries
Industries we Cater to
OrcoPay powers payment orchestration for teams that cannot afford a single gateway having a bad hour - across the industries that move volume every day.
Fintech & BFSI
Orchestrate cards, UPI and payouts with audit-ready risk controls and unified reconciliation.
Travel & hospitality
Keep high-ticket bookings converting when one provider dips - retries that protect revenue.
Education
Collect fees and subscriptions reliably with cascading gateways and clear settlement reports.
Healthcare
Secure patient payments across clinics and platforms with velocity limits and clean ledgers.
SaaS & subscriptions
Recurring billing that survives soft declines - route, retry and recover without double charges.
Logistics & mobility
High-volume, low-latency authorizations for on-demand and last-mile payment flows.
Marketplaces
One integration for multi-seller stacks - route by corridor, method and merchant rules.
Our Services
Orchestrate every payment railfrom one scalable platform
Services and platform capabilities in one place - collection, payouts, routing, reconciliation and more, without ripping out the gateways you already trust.
Payment Gateway
Accept cards, UPI, wallets and net banking through a secure checkout - with OrcoPay routing every attempt to the best provider.
Payment Links
Share a link, collect a payment - ideal for invoices, remote sales and WhatsApp or email checkouts.
Payment Button
Add a simple payment button to your website or app - collect payments in minutes without building a full checkout.
POS Solution
Complete point-of-sale system for retail stores - accept payments, manage inventory and track sales in one place.
Payment Pages
Hosted payment pages for products, services and subscriptions - no checkout development required.
QR Solutions
Static and dynamic QR payments for stores, counters and field collections - with instant confirmation.
Cards & UPI
Orchestrate card and UPI rails across providers while your checkout stays on a single OrcoPay contract.
Payment Forms
Embed or host payment forms that capture order details and collect funds without building a full checkout.
Why Choose Us
From Integration to Instant Payment Journey
Real-Time Dashboard
Monitor payments, settlements, refunds, and cascade analytics from one operations console.
Enterprise-Grade Security
PCI-DSS aligned controls, signed webhooks, and risk checks before every authorization leaves OrcoPay.
Fast Settlements
Unified settlement visibility across providers so finance knows when funds land - without hunting files.
Easy API Integration
One REST API, idempotency keys, and SDKs that let you add gateways without rewriting checkout.
Powering modern payments
Seamless orchestration and smoother checkouts
Protect every authorization with intelligent routing that reduces failures and improves successful payment completion across your PSP mix.
Smart dashboard
Monitor authorizations, settlements, refunds and cascade attempts from one operations console.
Quick integration
REST APIs, idempotency keys, sandbox declines and SDKs so your team ships without re-platforming.
Works where you sell
Web, mobile, and backend systems talk to OrcoPay once - every connected gateway sits behind that layer.
Testimonials
Why Businesses Choose OrcoPay
"Integration was quick and the routing layer just works. Approvals went up once failover kicked in, and the dashboard made every attempt easy to trace."
AS
Arjun Singh
Business Owner
"Developer-friendly APIs and live analytics let us scale without rewriting checkout every time we added a provider. Exactly what finance and engineering needed."
LV
Lakshmi Venkat
Finance Manager
"The smart routing feature has been a game-changer for our cross-border transactions. We've seen a 15% improvement in payment success rates since implementing OrcoPay."
SM
Sarah Mitchell
E-commerce Director
"OrcoPay's multi-gateway orchestration helped us scale our fintech platform across Northeast India. The support team truly understands regional payment challenges."
TS
Thangjam Singh
Tech Startup Founder
"As a women-led business in Rajasthan, we needed a payment solution that could handle both UPI and card payments seamlessly. OrcoPay delivered exactly that with excellent support."
MS
Meera Sharma
Retail Business Owner
"Integration was quick and the routing layer just works. Approvals went up once failover kicked in, and the dashboard made every attempt easy to trace."
AS
Arjun Singh
Business Owner
"Developer-friendly APIs and live analytics let us scale without rewriting checkout every time we added a provider. Exactly what finance and engineering needed."
LV
Lakshmi Venkat
Finance Manager
"The smart routing feature has been a game-changer for our cross-border transactions. We've seen a 15% improvement in payment success rates since implementing OrcoPay."
SM
Sarah Mitchell
E-commerce Director
"OrcoPay's multi-gateway orchestration helped us scale our fintech platform across Northeast India. The support team truly understands regional payment challenges."
TS
Thangjam Singh
Tech Startup Founder
"As a women-led business in Rajasthan, we needed a payment solution that could handle both UPI and card payments seamlessly. OrcoPay delivered exactly that with excellent support."
MS
Meera Sharma
Retail Business Owner
Built for growth
Enable a faster payment experience
OrcoPay combines security, speed and flexibility so modern businesses can raise acceptance without multiplying integrations.
Higher acceptance
Dynamic routing and smart retries recover sales that would die on a single gateway's bad hour.
Secure by default
PCI-DSS aligned processing, signed webhooks and auditable risk decisions on every request.
Real-time updates
Instant webhook notifications as payments authorize, fail over, settle or reverse.
Refund management
Full or partial refunds from the dashboard or API - mapped back to the original attempt trail.
Orchestration process
Get yourself live today
Power your stack with a secure, high-performance orchestration layer - from first provider to first reconciled settlement.
Connect your providers
Link the gateways you already use - or let us help you get approved on the ones you need.
Define routing rules
Choose priority, success-rate weighting, corridors and failover order in plain, editable rules.
Authorize through OrcoPay
Your checkout calls one API. OrcoPay routes, retries and records every attempt end to end.
Reconcile and operate
Finance and support work from one ledger and one console across every provider in the mix.
- Platform uptime
- 99.99%Platform uptime
- Routing overhead
- <40msRouting overhead
- Gateways supported
- 12+Gateways supported
- Continents covered
- 6Continents covered
For developers
One API. Every payment gateway behind it.
Create a payment and let OrcoPay pick the gateway. Add a provider next quarter and your integration does not change - the routing rules do.
- REST API with idempotency keys on every write
- Signed webhooks with replay and delivery logs
- Sandbox with simulated declines and failover paths
- Server SDKs for Node, Python, PHP and Go
create-payment.sh
curl https://api.orcopay.com/v1/payments \
-H "Authorization: Bearer $ORCOPAY_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 1840000,
"currency": "INR",
"method": "card",
"routing": "smart",
"reference": "ord_9F42B7"
}'FAQ
Frequently Asked Questions
Simply create an account, complete the onboarding process, integrate our payment solution, and start accepting online payments through your website or application.
Get started today
Ready to grow your payment stack?
Start routing smarter, automate retries, and streamline reconciliation with one integrated orchestration platform.
- Easy onboarding
- Dedicated support
- API access