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OrcoPay - Payment Orchestration Platform

Finance

Reconciliation

Close the month against one ledger instead of six settlement formats. OrcoPay matches authorizations, fees, refunds and chargebacks automatically.

Why teams choose it

Everything you need from reconciliation

Settlements, fees, refunds and chargebacks from every provider normalized into one finance-ready ledger.

  • Normalized settlement records
  • Fee and tax breakdowns
  • Refund and chargeback matching
  • Exports for accounting systems

Reconciliation

Built on OrcoPay's orchestration layer - so collection, payouts and operations stay on one contract even as you add providers.

Uptime target
99.99%Uptime target
Routing overhead
<40msRouting overhead
Gateway partners
12+Gateway partners
Ops coverage
24/7Ops coverage
Capabilities

What you get out of the box

Practical building blocks your product, ops and finance teams can use from day one.

One ledger

Every provider's settlement file lands in a consistent shape finance can trust.

Exception queues

Spot missing or mismatched settlements before month close.

Fee clarity

See MDR, taxes and adjustments per transaction - not just per payout.

Ready exports

Push clean packs to CSV or your ERP workflow.

How it works

Live in four clear steps

From setup to daily operations - without rip-and-replace.

  1. Connect settlement feeds

    Link provider reports and bank settlement accounts.

  2. Ingest nightly

    OrcoPay normalizes files as they arrive.

  3. Match automatically

    Payments, refunds and fees line up against the attempt trail.

  4. Export & close

    Hand finance a single reconciled pack.

Get started today

Ready to launch Reconciliation?

Talk to sales for a walkthrough, or start building against the sandbox today.

  • Easy onboarding
  • Dedicated support
  • API access